If you want a more expensive home than the authority is willing to pay for, you are allowed to arrange a 'third party contribution' from another source.

Your home would be included in your assets only if you live alone, or you are both moving into a care home. In addition, the local authority will disregard the value of your home for 12 weeks after your admission to permanent nursing or residential care.

You will be expected to use all your income - including your pension, benefits, and so on - to fund your care. However, you can keep £19.60 a week spending money.

In Scotland, as opposed to England and Wales, every person in care is entitled to apply for Free Personal and Nursing Care.  There is a flat rate contribution of £145 per week for personal care, plus £65 per week for those assessed as needing nursing care, regardless of yours financial status.  You must apply to your local authority for this benefit.


This is just a brief outline of the financial aspects of care.  You should always consult a professional advisor, such as a social worker or solicitor, before making any type of financial commitment.